Insurance Coverage
Auto Insurance - read more
Packaging your auto insurance with your home insurance will provide you with a better insurance rate on your vehicle! We offer vehicle insurance and farm truck/ farm semi-truck insurance coverage through Grinnell Mutual. For further information regarding this policy, please visit an Agent in your area to locate the appropriate agent to assist you.
Commander Dwelling Policy - read more
The Commander Dwelling Policy is our best policy for homes in the country. It provides special form coverage and is well-suited for that high quality home.
Commercial Insurance - read more
Various commercial coverage is offered direct through Grinnell. For further information regarding this policy, please visit an Agent In Your Area to locate the appropriate agent to assist you.
Comprehensive Personal Liability - read more
The Owner, Landlords and Tenants policy covers basic public liability exposures arising out of the ownership, maintenance or use of the premises. It does not cover liability arising from personal acts of the owner. For further information regarding this policy, please visit an Agent In Your Area to locate the appropriate agent to assist you.
Custom Dwelling Policy - read more
The Custom Dwelling Policy is our broad form policy for dwellings in the country. This coverage is a step up from the basic named peril policy found in the Farmate. It is available with or without replacement cost coverage and really fits the needs of most country homeowners.
Dwelling I Policy - read more
The Dwelling I policy provides limited named peril coverage on owner occupied or rented town or rural dwellings when the Home-Guard or Farmate policies are not appropriate. There is no coverage in the policy for the perils of theft or vandalism/malicious mischief. For further information regarding this policy, please visit an Agent In Your Area to locate the appropriate agent to assist you.
Dwelling Property Policy - read more
The Dwelling Property policy provides basic named perils coverage on owner-occupied, or rented, town or rural dwellings when the Home-Guard or Farmate policies are not appropriate.
Farmate Policy - read more
The Farmate policy provides named peril coverage on eligible farm risks. For further information please "read more".
Farm-Guard Policy - read more
The Farm Guard policy offers basic liability protection of a farmer’s assets, both business and personal. For further information regarding this policy click on "read more" or go to "Find an Agent" to locate an agent in your area to assist you.
HG2 Home Guard Broad Form Policy - read more
The Home Guard Broad Form policy provides a package policy with property protection to the dwelling, other structures at the residence premises, and personal property including additional living expense coverage.
HG3 Home Guard Special Form Policy - read more
The HG3 Home Guard Special Form policy provides replacement cost coverage protection to the dwelling, other structures at the residence premises, and personal property including additional living expense coverage.
HG4 Contents Broad Form Policy - read more
This policy is designed for the individual that needs coverage for personal property and liability. Whether you are just starting out on your own or finding yourself in transition, we can take care of your personal property insurance needs.
HG4 Home Guard Contents Broad Form - read more
The Home Guard Contents Broad Form policy offers property protection for your personal belongings while living in a rental unit. Additional living expense and liability complete the package.
Manufactured Home Insurance Products - read more
Family Mutual (Formerly Northeast Mutual) provides a wide range of protection for your property from the most comprehensive coverage available, midrange coverage and the basics. Often times it is very difficult to find good coverage at a reasonable rate for that new manufactured home you just purchased and even more difficult to find coverage for that older mobile home out at the lake. In both cases, we have got you covered! For more information please "read more".
Comprehensive Protection Designed Exclusively for the Manufactured-Home Owner - click here for more details.
Renters and Rental Owners - read more
The above sections provide information for renters as well as rental owners. In providing coverage for a renter it is always our hope that they will one day have the opportunity to become a home owner and will consider insuring their new home with us! For those rental owners, it is also our desire to have the supporting business of your own home. Our rates are based on the fact that the insured will look to Family Mutual for all of their insurance needs. We will continue in striving to provide insurance coverage for all types of needs in the hope that we are able to serve you now and in the future!
